How to save money

How To Save Money By Improving Your Credit Score

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While your credit score may reside in the hundreds, the amount of money you will save or lose with that score, will vary by thousands or perhaps even tens of thousands of dollars.

A credit score is often looked at as the gateway number that will decide whether or not you’ll be approved for a credit card or a loan.  That’s true to an extent, but your credit score also plays a major role in your interest rate once you’ve been approved for the loan.  Just a couple percentage points can mean the difference between saving or losing hundreds of dollars a year when you pay on your credit card. 

Now let’s apply that same principal to a car loan or a home loan.  A few percentage points on a home loan can mean tens of thousands of dollars that will either flow in or out of your bank account.  So if you’re looking to save money in the short term and the long term, fixing your credit score is a great place to start.

How to Make Better Financial Decisions

Any advice stated within this article is the author’s personal opinion and is to be taken as a guide to making decisions and should not serve as a substitute for the readers own judgment. This article contains affiliate links – see our policies and procedures

 

Want the key to making better financial decisions?  OK. Sure. Just wait. Just a little bit more. Was that tough?  Well that was only about 2 or 3 seconds. If you want the key to making better financial decisions, you’ll have to wait a little longer than that, and to do that, you will need one of the four keys to making better financial decisions: patience.  

 

No matter if you’re looking to purchase a new home, buy a new car, or just make a major financial decision not stated here, the four keys to making financial decisions will be applicable in all of these situations and more.

 

Try to look at making better financial decisions as a state of mind that can help you be decisive and make the right choices in crucial moments that will have significant impact on your financial future.

 

The Easiest Way to Save Money on Groceries in 2020

 

 

 

 

People go out every day to purchase food for themselves, friends, and or family.

 

Unfortunately, due to time constraints, some of those people may end up buying their food from a fast food chain to get a quick bite to eat.  For the budget minded and health conscious individual, fast food is typically not the best option. If you want to eat healthy and save money, the grocery store is usually the best place to go.

 

By signing up to your local grocery stores savings program, you’ll usually receive a savings card that you can scan and save on discounted items available in the store.  This is very convenient, and we definitely recommend it. However, what happens when you come across an item that you really want and it’s not on sale?  

 

A 2020 Guide to The Best Low Flow Showerheads for your Home | GreenThreeLife

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You’re here to find out what the best low-flow shower heads are,  so let’s quickly summarize what low-flow actually means before we get started.

 

A couple of decades ago, the typical shower head used around 5 gallons of water per minute – that’s a lot.  

 

Over time, the conventional shower head has been scaled down to use around 3 gallons per minute.  Modern low flow shower heads on the other hand, only use 2 gallons or less of water per minute – that’s a big difference.