According to Energy.gov, by switching to light bulbs and light fixtures that have earned the energy star rating, you could save at least $45 dollars a year. That’s enough money to purchase yourself a nice little reward for going green:
Let’s be honest, buying organic can get expensive at times. There’s nothing like walking into Whole Foods with healthy intentions and the first thing you see is a tiny bag of organic onions on sale for $10. That’s enough to make anyone turn around and say “I’ll risk it.”
Don’t walk out of the store just yet. Just make sure that when you shop organic, you’re spending your money on the right things so you’ll get the most out of your organic purchases. We know the process of deciding what to buy and what not to buy organic can be tricky. There’s a lot of healthy fruits and vegetables out there that have a very unhealthy amount of pesticide residue on them. In order to help you shop smarter and avoid pesticide laden produce, we’ve brought you a list of the top 5 foods you should definitely buy organic.
Number 5 – Apples
We may need to put an asterisk next to the saying, “An apple a day keeps the doctor away.” Yes, unfortunately apples made the list, the top five in fact. No worries though, organic apples are typically priced well and shouldn’t cost too much more than the non-organic options. If you catch them on sale, all the better, that’s just more organic apple pie for everyone.
Number 4 – Nectarines
Nectarines -Just a fancy word for little peaches. This one snuck into the top five but don’t let it sneak into your shopping basket without being organic. The higher up the list we go, the higher the levels of pesticides.
Number 3 – Kale
This one is a heart breaker but yes kale is on the list. Beloved by many as a healthy addition to salads and a staple of almost any type of health conscious smoothie, kale has positioned itself in the number 3 spot.
With the growing popularity of kale, it shouldn’t be too difficult to find it organic. From our research, the price of organic kale is fairly comparable to non-organic kale.
Number 2 – Spinach
Throughout history, many kids have turned their noses up at this little green vegetable. Maybe if the spinach were organic, it would have been a different story. Or maybe not. Either way if you decide to buy some spinach for yourself or your family, definitely try to find it organic.
While your credit score may reside in the hundreds, the amount of money you will save or lose with that score, will vary by thousands or perhaps even tens of thousands of dollars.
A credit score is often looked at as the gateway number that will decide whether or not you’ll be approved for a credit card or a loan. That’s true to an extent, but your credit score also plays a major role in your interest rate once you’ve been approved for the loan. Just a couple percentage points can mean the difference between saving or losing hundreds of dollars a year when you pay on your credit card.
Now let’s apply that same principal to a car loan or a home loan. A few percentage points on a home loan can mean tens of thousands of dollars that will either flow in or out of your bank account. So if you’re looking to save money in the short term and the long term, fixing your credit score is a great place to start.
Any advice stated within this article is the author’s personal opinion and is to be taken as a guide to making decisions and should not serve as a substitute for the readers own judgment. This article contains affiliate links – see our policies and procedures
Want the key to making better financial decisions? OK. Sure. Just wait. Just a little bit more. Was that tough? Well that was only about 2 or 3 seconds. If you want the key to making better financial decisions, you’ll have to wait a little longer than that, and to do that, you will need one of the four keys to making better financial decisions: patience.
No matter if you’re looking to purchase a new home, buy a new car, or just make a major financial decision not stated here, the four keys to making financial decisions will be applicable in all of these situations and more.
Try to look at making better financial decisions as a state of mind that can help you be decisive and make the right choices in crucial moments that will have significant impact on your financial future.
People go out every day to purchase food for themselves, friends, and or family.
Unfortunately, due to time constraints, some of those people may end up buying their food from a fast food chain to get a quick bite to eat. For the budget minded and health conscious individual, fast food is typically not the best option. If you want to eat healthy and save money, the grocery store is usually the best place to go.
By signing up to your local grocery stores savings program, you’ll usually receive a savings card that you can scan and save on discounted items available in the store. This is very convenient, and we definitely recommend it. However, what happens when you come across an item that you really want and it’s not on sale?
You’re here to find out what the best low-flow shower heads are, so let’s quickly summarize what low-flow actually means before we get started.
A couple of decades ago, the typical shower head used around 5 gallons of water per minute – that’s a lot.
Over time, the conventional shower head has been scaled down to use around 3 gallons per minute. Modern low flow shower heads on the other hand, only use 2 gallons or less of water per minute – that’s a big difference.